Publications [#266059] of Dan Ariely

Journal Articles

1. Schwartz, J; Hadler, NM; Ariely, D; Huber, JC; Emerick, T, Choosing among employer-sponsored health plans: what drives employee choices?, Journal of occupational and environmental medicine, vol. 55 no. 3 (March, 2013), pp. 305-309 [23222507], [doi]
   (last updated on 2024/04/19)

   Abstract:
   

   Objective

   To probe employee basis for choosing health plans.

   Methods

   In a Web study, 337 employees from large private and public employers were asked to choose among health plans varying on several common dimensions.

   Results

   On per-dollar basis, respondents were more willing to spend $3 to $4 on out-of-pocket copayments than $1 on premiums. Nevertheless, sensitivity to monthly premium is greatest among those who are younger and cover only themselves, whereas sensitivity to the annual deductible is greatest among nonwhite families.

   Conclusion

   Employees are facing a complicated choice and might be well-served by more information about the value of options under different likelihood scenarios.