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Publications [#266059] of Dan Ariely

Journal Articles

  1. Schwartz, J; Hadler, NM; Ariely, D; Huber, JC; Emerick, T, Choosing among employer-sponsored health plans: what drives employee choices?, Journal of Occupational and Environmental Medicine, vol. 55 no. 3 (March, 2013), pp. 305-309 [23222507], [doi]
    (last updated on 2020/02/24)

    Abstract:
    To probe employee basis for choosing health plans.In a Web study, 337 employees from large private and public employers were asked to choose among health plans varying on several common dimensions.On per-dollar basis, respondents were more willing to spend $3 to $4 on out-of-pocket copayments than $1 on premiums. Nevertheless, sensitivity to monthly premium is greatest among those who are younger and cover only themselves, whereas sensitivity to the annual deductible is greatest among nonwhite families.Employees are facing a complicated choice and might be well-served by more information about the value of options under different likelihood scenarios.


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